The local currency in Vietnam is Vietnam Dong ( VND ).Notes are available in paper denominations of 500,000; 100,000; 50,000; 20,000, 10,000, 5,000, 1,000, 500, 200 and 100 VND, and also in metal denomination of 5,000; 1,000; 200 d. At the time of writing, 1 USD is around 15,720 VND. Local VND or USD are both accepted. Throughout the country, American dollars are widely accepted. However, the bills must be relatively new with no markings or tears. Several big cities are used Euro currency. Traveler's cheques are easily exchangeable in banks. Credit cards are becoming more popular, especially in the major hotels and restaurants of Hanoi and Ho Chi Minh City.
Banks are open Monday to Friday and some open on Saturday morning. In main cities, travelers' cheques can be exchanged at banks and some exchange bureau, but this can be very difficult in small towns.
ATMs can only be found in Hanoi and Ho Chi Minh city, so do not depend on any kind of bankcards ( e.g. credit cards...) as your main source of funds.
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